A decentralized future: what role will banks play?

  Over the last few years, the possibility of decentralizing economic value management through technologies such as blockchain has given rise to new emerging business models, which are gradually gaining

How Will Banks Serve SMEs in the Future?

  For many years, small and mid-size enterprises (SMEs) have occupied a gray area for financial services companies: difficult to serve at scale, with lower profitability than their corporate and

PET technologies: how to maximize data value while preserving privacy

  Is it possible to take advantage of big data without it affecting the privacy of users? The answer may reside in “Privacy-enhancing technologies”, or PETs, a set of technologies

One key to Upturn’s rapid user growth: Aggressively optimized Facebook campaigns

  Upturn, a BBVA New Digital Businesses portfolio company, recently celebrated its first birthday. The startup has blasted past several of its user-acquisition milestones — growing at roughly 24 percent

“Creating startups is a way of trying to disrupt yourself before somebody else does”

  In this interview, Christhi Theiss, discipline leader for Venture Creation at BBVA New Digital Businesses, talks about the success factors for startups, the need for diversity within organisations and

Holvi Streamlines Customer Support for Freelancers and Small Businesses Using Its New Chat Function

“Time is money,” the old saying goes, and nowhere is that sentiment more keenly felt than in the world of freelancers and small businesses . Business owners juggle financial matters

Exploring the ‘bank of connected things’

  Will connected cars need their own bank account? The BBVA New Digital Businesses (NDB) unit is working to anticipate the opportunities and challenges that will arise in the financial

Four growth tactics for banks in the age of big tech

  In an increasingly digital world, industry lines are blurring. Big techs like Google, Amazon, Apple, and Uber own the market in part by being ever-present in their customers’ digital

How Atom won a £10 million grant to help SMEs

  In August 2019, Atom Bank was awarded a £10 million grant from the Capability and Innovation Fund (CIF), part of a £775 million package administered by Banking Competition Remedies

Bank identities are the key to creating a digital culture of privacy and security

  A 1993 cartoon published in the New Yorker depicts two dogs sitting at a computer desk. One dog, seated in a swivel chair, looks at the other and says,