BBVA Increased Its Enterprise Loan Portfolio 5.4 Percent in the First Quarter of the Year
The BBVA Group ended the first quarter of 2026 with 5.4 percent growth in financing for companies (a segment that also includes the public sector) compared to December, surpassing €280 billion. This increase, above the 4.0 percent growth of the total loan portfolio¹, reflects the momentum in the segment and reinforces companies as one of the bank’s strategic priorities.
Enterprise lending performance was positive in the BBVA Group’s main geographies. In Spain, total lending rose 1.2 percent since December 2025, with notable growth of 2.7 percent in mid-sized companies. In Mexico, the wholesale portfolio, which includes financing for companies and credit for the public sector, increased by 3.6 percent in the quarter, driven by the strong performance of enterprise lending (up 3.9 percent). In Türkiye, total corporate lending in Turkish lira grew 7.1 percent over the same period, with loans to enterprises showing particularly strong growth (up 9.1 percent from December 2025). In South America, enterprise lending increased by 2.9 percent, supporting lending growth in the region (up 2.6 percent). Financing for Corporate & Investment Banking (CIB) clients in Europe, the U.S. and Asia, including under the ‘Rest of business’ area, continued to show strong momentum in the first quarter of 2026, fueled by corporate loans and project finance ².
This portfolio growth is translating into market share gains in the main markets where BBVA operates. In Spain, for example, the bank gained eight basis points of market share for enterprise lending volume in the first three months of 2026, reaching a record level of 14.48 percent³. Furthermore, in Mexico, BBVA’s enterprise lending market share increased by 65 basis points over the past three months, reaching 23.4 percent⁴.
A model to grow in all business segments
This growth is in response to BBVA’s strategy to become the go-to bank for all companies, regardless of their size, from SMEs to large corporations. The aim is to support them every step of the way in their growth, with expert advice and integrated solutions, tailored to meet their needs.
During the presentation of the first quarter 2026 results, BBVA CEO Onur Genç underscored that the enterprise segment is one of the priorities of the bank’s strategic plan. He stated that the bank will continue to grow in this segment in the coming quarters thanks to a unique model that combines digital capabilities with expertise and advisory services. “We want to grow in the enterprise sector. What set us apart is our sector specialization and sustainability, a topic that all companies need to address,” he said.
The value proposition integrates proximity, digitization, expert advice, artificial intelligence and international scale. In the SMEs segment, BBVA aims to grow with a simpler digital model; in mid-sized enterprises segment it aims to strengthen client relationships through an enhanced client experience; and in the large corporations segment it aims to promote a distinctive model rooted in sectoral expertise, sustainability and its ability to support companies in their international business.
Artificial intelligence is one of the key catalysts in this transformation. BBVA is rolling out tools to improve the service provided by bank agents, streamline credit processes, personalize client relations and offer more relevant advice in all enterprise segments.
BBVA is also establishing its role as a partner for companies in their sustainable transition. In the first quarter, the bank channeled €36 billion in sustainable business, up 33 percent year-over-year, with the enterprise segment⁵ playing a leading role. The bank provides its clients financing and solutions to advance fields such as the energy transition, resource efficiency and social challenges. The cumulative volume has reached €170 billion, as part of its goal of channeling €700 billion in the 2025-2029 period.