Owning a credit card in 2018 may become more lucrative, says BBVA Compass Head of Payments Jon Groch.

According to Groch, rewards - or more precisely, the proliferation of them - is one of the biggest trends for credit cards in 2018. Other trends, he says, underscore the same emphasis on the consumer, as well as strategies to differentiate and distinguish individual cards and credit card issuers from one another.

‘World Finance’ magazine has selected BBVA Bancomer as the Best Digital Bank in Mexico 2017, and its Bancomer Móvil app as the country´s Best Mobile Banking application.  These two accolades in the latest edition of the ‘World Finance Banking Awards’ recognize BBVA Bancomer ‘s ongoing efforts to promote digital banking in Mexico. They also underscore the challenge that the financial sector faces in using technology to transform the user experience.

In late 2017, the European Commission established a roadmap for deepening the European Economic and Monetary Union (EMU). The plan represented yet another step towards the economic integration of the EU, during a political year marked by the elections in the Netherlands, France and Germany and the Brexit negotiations with the United Kingdom. One of the most far-reaching proposals is transformation of the current European Stability Mechanism (ESM) into a European Monetary Fund (EMF). The year 2018 opens with the challenge of implementing this proposal.

BBVA-owned content be available through a number of channels, including iVoox, Apple podcasts, bbva.com and BBVA's social media profiles. BBVA's first proposal for the new channel is Blink, a weekly program offering practical information on personal finance, fintech solutions, work methodologies and tips to help users make the best financial decisions.

In accordance with accounting regulation, BBVA will make an adjustment in its accounts regarding its stake in communications provider Telefónica. This entry does not involve any cash outflow, nor does it have any impact on the bank’s capital ratio or the payment of dividends. The adjustment will be reflected in the income statement for Q4-17.

Economist William Nordhaus received the BBVA Foundation Frontiers of Knowledge Award in Climate Change for developing the first model capable of integrating economic and environmental data to identify the most efficient policies against global warming.

Exercising more and eating healthy foods top the list of New Year’s resolutions seemingly every year. While those are great and common goals across the U.S., some of those fall by the wayside as the calendar months turn.

As of today, EU banks are required to comply with the new relevant regulatory framework on markets and financial institutions, based on the second Markets in Financial Instruments Directive, (MiFID II), and its corresponding regulation, MiFIR.

In December, the Basel Committee on Banking Supervision (BCBS) announced the finalization of the review process of the Basel III framework, which will allow banks to better withstand financial crises. The new standards, which will enter into force in January 2022, should help clarify and bring more stability to the global regulatory framework.