BBVA sent a contingent to the heart of New York City’s Financial District earlier this month for the invitation-only Blockchain Opportunity Summit, where executives from various industries explored how distributed ledgers, smart contracts and blockchain can drive the next generation of commerce.

Blockchain technology is presented as a veritable revolution, which is going to have an impact comparable to the Internet. Alicia Pertusa, head of Digital Transformation in Investment Banking for BBVA and Carlos Kuchkovsky, CTO of New Digital Business for BBVA, discuss in this conversation the point at which this technology is at, its advantages and the barriers that still have to be overcome.

Echoing Bill Gates’ prediction about the internet, Satya Nadella says AI will revolutionise technology. Microsoft’s ability to capitalise may hinge on the success of his three-year effort to reboot its culture. By Richard Waters

Microsoft is about to face its next big disruption. The world’s biggest software company has come up against a series of threats over the past two decades. The internet, smartphones and cloud computing each represented big opportunities for the tech industry - while also eroding the power of the company whose PC software monopoly once made it the industry’s most feared competitor.

API, SaaS, KYC… Reading an article about fintech firms can seem like an impossible task – something only possible for experts from the industry. But these acronyms and initials are hiding concepts that are actually quite simple, and becoming familiar with them is essential to understanding the fintech revolution. Here are ten key terms that are very common in the sector.

BBVA Compass’ idea to improve access to banking has been introduced in the House of Representatives in the form of HR 6287, also known as the MOBILE Act.

Atom Bank, the UK's first bank built exclusively for mobile and in which BBVA has a 29.5% stake,  launched residential mortgages - its first consumer lending product - which allows customers to manage the process from offer to completion through the Atom app - the only UK mortgage provider to do this.