It is possible that this is not the most fun ranking among all the possible rankings, but it is probably the ranking we should all know to be alert and not to lower our guard when we move in digital environments.

Cell phones are now competing with cards and cash as a payment method. The practice of paying by cell phone has become so widespread that in a large Spanish city, it’s now possible to get around, eat and shop without bringing your wallet.

According to the participants of cl@b 2017, taking place in Miami, fintech must act as a catalyst for banking institutions in the region to accelerate their transformation process and become 100% digital.

Digital financial services are within everyone´s reach, but each generation has its own peculiarities when using them. Mobile banking apps have won over the centennials, while social networks influence Generation Y when it comes to changing banks, and Generation X confides in online banking. The baby boomers, meanwhile, prefer to take a stroll to the branch office.

This form of funding, which allows small business to reach millions via blockchain and cryptocurrencies, is creating a dangerous bubble driven by speculation.

The BBVA app, recognized by Forrester Research as the best in the world, has helped strengthen digital adoption, since it offers the largest number of functionalities for carrying out transactions.

Google believes that in-house talent development is one of the keys to success. It is necessary to “promote technology from an early age. Just as there are role models in painting, film or sports, we also need to have role models, people younger generations can look up to, capable of sparking their interest on this field.”

BBVA is one of 11 banking institutions that are collaborating on the development of the Voltron project, a platform based on DLT (distributed ledger technology) that puts exporters and importers in contact, in order to improve efficiency in trade finance.

Incorporating blockchain into the development of smart cities will make it possible to have a cross-cutting platform that connects the cities’ different services, adding greater transparency and security to all processes. In this new #BlockchainRevolution article, Stefan Junestrand explains how this technology can improve government management, support urban planning, underpin the collaborative economy and contribute to sustainability policies, in the framework of smart cities.

Head down, fingers tapping, mind far away.

In the age of the smartphone, this is the scene played out everywhere you look. And you won’t stop seeing it anytime soon, as according to a November 2016 Pew Research Center survey, roughly three-quarters of Americans now own the multi-purpose digital device. All of which is why it’s curious that there continues to be misconceptions about using the computer in your pocket for banking.