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Innovation

Innovation

Working hours that suit the individual, the ability to operate from anywhere in the world, breaking with traditional hierarchical structures and constant renewal to respond to the needs of the market. This is liquid work - a model that puts individual talent at the heart of activities.

Social networks are experiencing an outburst of influencers generating content on financial topics. More than previous generations, millennials (those born between the early 1980s and the late 1990s) and centennials (those born starting in the late 1990s) appreciate when this type of information comes from someone like themselves. But regulators that have started to monitor their activity recommend taking precautions before following their advice and warn of the risks of turning investing into “a videogame.”

BBVA is an overall digital experience leader five year in a row according to ‘The Forrester Digital Experience Review™: European Mobile Banking Apps, Q3 2021’. The report identifies leaders in mobile banking functionality and user experience (UX) and shares best practices that digital and customer experience (CX) professionals can learn from. BBVA is the only Spanish bank that is an overall leader in mobile banking digital experience.

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‘Vamping’ is a term that comes from the English words ‘vampire’ (vampire, animal active at night) and ‘texting’ (sending messages) and refers to the practice, carried out mostly by teenagers, which consists in making excessive use of electronic devices such as cell phones, laptops, tablets, consoles... just before going to sleep. As a result, their rest is affected due to the reduction of the necessary hours of sleep and the effects on our body produced by the light from the screens. This phenomenon is causing many young people to suffer from early insomnia.

The world is moving towards sustainable economic models which by 2030 could create economic opportunities worth $12 trillion a year. Through technologies such as advanced data analytics, blockchain or artificial intelligence, fintech can help companies to evaluate and reduce their environmental impact, and investors to channel their operations towards more sustainable assets.