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Innovation

Innovation

Picture of Jorge Camus, founder of destacame.cl, and Darren Camas, founder of bitnexo

The winners of BBVA Open Talent Latin America have been announced. Bitnexo was chosen for its blockchain-based payments solution for companies trading with Asia, and Destacame.cl, which has already been recognized with the Special Financial Inclusion Award, won top honors for its system which creates credit risk profiles based on bill payment histories for basic services.

3D printing is able to generate a three-dimensional solid object by adding material, following 3D models that define what is to be printed. A model is simply the digital representation of what we wish to print using software.

In today's economy, many organizations try to leverage the potential of Big Datato get ahead of their competitors. However, there are a number of challenges that vary according to the data analytics applications that make Big Data and its profitability a myth attainable only by those who overcome those challenges.

robo advicer financial adviser innovation internet bbva

José Diego Alarcón is a partner of the Spanish SME Serfiex, which specializes in Financial Risk Management software, consulting and solutions. Along with a team of financial analysts, econometricians and IT specialists it has developed a robo advisor with which the company aims to approach small investors.

Could a robot manage my money? Without a financial advisor acting as an intermediary? Little by little so-called 'robo-advisors' are changing the way money is being moved in the US and are beginning to reach Europe. This model means customers do not need financial advisors. They just have to turn on their computer and fill out a questionnaire. Customers report their risk tolerance, goals and investment and their money is managed automatically.