Beyond the myth or legend, companies are in the midst of digital transformation. And not only to survive, but also to compete. Through 3 examples and 2 institutions, the new challenges of these 4.0 industries are analysed.

France is the Eurozone country that has seen the fewest branch closures, at just 3% between 2010 and 2014. Nonetheless, the industry is well aware that young people rarely set foot in branches. Now they are out to win them over.

Over the last four years, BBVA has implemented a global methodology based on customer recommendations called IReNe (Net Recommendation Index).

BBVA today announced a global strategic collaboration with global provider of enterprise open source solutions Red Hat, Inc. (NYSE: RHT) aimed at helping accelerate BBVA's global transformation and technology-driven innovation processes. The agreement, which turns Red Hat into a priority partner for BBVA, is part of a series of alliances that BBVA is aiming to forge with strategic partners. Red Hat president and CEO Jim Whitehurst and BBVA Head of Engineering Ricardo Moreno signed the strategic collaboration during a ceremony in Madrid today.

The Spring IIF event always brings together a collection of the highest-profile figures in financial services and cutting edge topics, and this year in Madrid has been no exception. With panels on ‘regtech’ and alternative lending, as well as the views of BBVA’s Chairman Francisco González and Executive Chairman of Santander Ana Botín, the event is very much the contemporary face of finance. For fans of distributed ledger technology, there was  one highly anticipated panel - ‘Banking and Blockchain’ . Boasting a panel featuring some of Blockchain’s biggest names - Digital Asset Holdings’ Blythe Masters, UBS’s Axel Lehmann and BBVA’s Teppo Paavola, it was a packed conference room for a session on the potential of Blockchain in the banking industry . BBVA was lucky enough to sneak in at the back, and as the panel progressed, picked out the following points:

Startups, regulators and representatives of the world’s largest banks came together Monday at BBVA’s Innovation Center to participate in the first Regtech Innovation Lab, organized by the Institute of International Finance (IIF) and BBVA in Madrid.

Regtech is the new concept that is revolutionizing financial technology. Regtech is paving the way for a new wave of startups that, leveraging technologies such as cloud computing or big data, are looking to save banks a lot of the time and resources they devote to ensure regulatory compliance.

It’s a triple play for BBVA Compass’ mobile app, which was honored with the 2016 Javelin Mobile Banking Leader award for Functionality for the third consecutive year in Javelin Strategy & Research’s Mobile Banking Financial Institution Scorecard. BBVA Compass was also named a Leader in Most Comprehensive Alerts category for the first time.

On June 23, WIRED Money, the day-long event which brings together some of the most significant figures involved in the global change in digital financial services, returns to London’s British Museum. Partnering with BBVA for the second year running, WIRED Money has become a key fixture in the events calendar because of the quality of the speakers and delegates, its grasp of the themes that are going to shape the future of the industry and its platform for the brightest businesses of tomorrow. So what’s going to be special about this year’s event? Here are the 4 things to look out for at WIRED Money 2016.

Using a mobile phone to pay for purchases in any store is possible thanks to apps such as BBVA Wallet. A trend that has been made possible thanks to the NFC technology of smartphones, which does not put security aside. We clarify all possible doubts to pay with your mobile.