Much has been written about generational differences and how to classify the population according to someone's year of birth. The truth is that there is no exact or official definition of when a generation begins or ends and, depending on which demographers or researchers you consult, there are discrepancies about the years that comprise each generation.
Chimamanda Ngozi Adichie is one of the most influential literary and cultural voices of the 21st century. Born in the Nigerian city of Enugu in 1977, the writer grew up in an academic environment, developing her passion for literature and storytelling.
BBVA México acted as sole bookrunner in Traxión’s recent and successful issuance of Mexican domestic bonds for a total amount of MXN 2.0 billion, marking an important milestone for the company specialized in the autotransportation, mobility and logistics segments in Mexico.
BBVA Spark will take part for the fourth consecutive year in 4YFN, the leading event for startups, investors and corporates held within the framework of the Mobile World Congress (MWC) in Barcelona. The event comes at a key moment for the unit. Since its launch, BBVA Spark has committed close to €1 billion in financing and, in the past year alone, signed more than 30 deals with innovative, high-growth companies across Europe and Latin America.
BBVA México acted as bookrunner in the issuance of Mexican corporate bonds (Certificados Bursátiles) by AC Bebidas, S. de R.L. de C.V., for a total amount of 9.5 billion pesos across two tranches. The proceeds will be used primarily to refinance existing liabilities.
Garanti BBVA has provided €13 million to UNO, one of Türkiye’s leading bread manufacturers. The funding will modernize production lines to reduce natural gas and electricity consumption, enhance energy efficiency and reduce carbon emissions.
BBVA Mexico acted as sustainable structuring agent in the transaction; the proceeds will be allocated to finance the Mexican government’s sustainable projects
BBVA’s sustainable business continued to grow at a strong pace in 2025. The bank channeled €134 billion, representing 44 percent growth over 2024. This figure marks an annual record for the financial institution, which aims to mobilize €700 billion between 2025 and 2029.
BBVA is making its conversational application available to ChatGPT users, allowing them to directly access information about the bank’s products and services in Italy and Germany right from the assistant. BBVA is one of the first financial companies to offer its own app within ChatGPT, one of the most widely used conversational assistants in the world.
Operating in the world’s largest and most competitive financial market requires more than scale. It requires focus, specialisation and flawless execution. BBVA has chosen a clear and deliberate strategy: to grow selectively, where it can deliver genuine differentiated value and build long-term relationships with large corporates and financial institutions. Regina Gil, Head of BBVA CIB in the United States, outlines the keys to a sustained ambition in an environment that demands excellence in execution.
Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) filed on February 20, 2026 with the Securities and Exchange Commission BBVA´s Annual Report on Form 20-F for the year ended December 31, 2025.
BBVA has participated in the structuring and executing a new €800 million syndicated loan for Meliá Hotels International, Spain’s leading hotel group and a benchmark name in the domestic equity market. The transaction marks a strategic milestone for the company, representing its first major syndicated financing in nearly two decades.
BBVA Mexico acted as Bookrunner in Grupo Bimbo, S.A.B. de C.V.’s recent long-term issuance of Certificados Bursátiles (local bonds) for a total amount of 12 billion pesos. The proceeds will be primarily allocated to debt repayment, as well as to general corporate purposes and operating expenses.
Garanti BBVA Talent Week 2026 will offer university students and recent graduates the opportunity to explore career paths ranging from banking to technology, meet senior leaders, and experience the skills of the future first-hand. The application period runs through February 19.
Garanti BBVA, in partnership with TUREMPA, removed over 60 tons of solid waste and 613,000 liters of liquid waste from marine ecosystems in the Marmara Sea, Lake Van, Göcek and the Saros Gulf in 2025.
BBVA México, acting as Joint Bookrunner, supported El Puerto de Liverpool, S.A.B. de C.V., one of Mexico’s leading retail companies, in the successful issuance of notes for a total amount of US$500 million. The transaction will bear interest at a rate of 5.750% and will mature in 2038, strengthening the company’s financial position.
The European Investment Bank (EIB) and BBVA signed two key agreements to boost green finance. The first is an EIB guarantee line of up to €380 million for BBVA to finance green projects. The second is an advisory agreement, under which the EIB will provide consulting support to BBVA to strengthen its capabilities in climate action and environmental sustainability.
A custom-designed ATM manufactured from waste and scrap materials and powered entirely by renewable energy has become a symbol of how innovative employee ideas at Garanti BBVA are turned into tangible projects — and of how sustainability has become an organic part of the organization’s culture.
For years, discussions around artificial intelligence in business have focused on the technology itself: which models to use, which tools to deploy, and which use cases to prioritize. In many organizations, that stage is largely behind us. AI is now part of everyday operations across multiple functions. As a result, the real challenge has shifted.
BBVA’s Board of Directors is to propose to the Annual General Meeting the appointment of Jordi Montalbo Todolí as an independent board member. His academic background and professional credentials bring extensive knowledge of the financial sector, together with solid expertise in risk management and auditing.
BBVA reported a profit of €10.5 billion in 2025 (+4.5 percent yoy), the highest in its history, mostly driven by core revenues. The BBVA Group stood out for its unique combination of growth and profitability, leading in Europe: lending increased by 16.2 percent (in constant euros) while ROTE reached 19.3 percent. Furthermore, BBVA maintained a solid CET1 capital ratio of 12.7 percent and continued to drive value creation for shareholders, with a tangible book value per share plus dividends growing 15.2 percent¹. In addition, the bank is set to distribute a dividend of €0.92 per share² in cash, the highest ever. This amounts to a total of €5.25 billion³, representing a cash dividend 31 percent higher than that of 2024. Combined with the nearly €4 billion share buyback program announced in December, this represents more than €9.2 billion.
Garanti BBVA announced its financial results for 2025, reporting a net income of TL 111.26 billion. Total assets reached TL 4.55 trillion, and lending stood at TL 3.49 trillion. Customer deposits amounted to TL 3.14 trillion, representing growth of 50 percent over the previous year. Meanwhile, the bank maintained its strong capital position, with a capital adequacy ratio of 17.5¹ percent. Return on average equity (ROAE) reached 29.1 percent and return on average assets (ROAA) was 2.9 percent.
¹Does not include the forbearance introduced by BRSA
Boris Becker is a former German tennis player, coach, and writer, regarded as one of the most charismatic legends of modern tennis. In 1985, at just 17 years old, he made history by becoming the youngest Wimbledon champion, a victory that propelled him to worldwide fame. Throughout his career, he won six Grand Slam titles, a Davis Cup, and an Olympic medal, standing out for his aggressive playing style, powerful volley, and unbreakable competitive spirit.
Garanti BBVA surpassed TL 1 trillion in sustainable finance as of January 2026, in line with its new target of TL 3.5 trillion for the 2018-2029 period. This achievement is a reflection of the bank’s long-term commitment to sustainable finance.
The BBVA Foundation Frontiers of Knowledge Award in Information and Communication Technologies has gone in this eighteenth edition to engineers Joan Daemen and Vincent Rijmen for designing the cryptographic technologies that “underpin today’s digital age,” in the words of the committee, protecting the security of “millions of connected devices worldwide.”
The financing, closed at the end of 2025, aims to support the scaling of Lanes & Planes, the leading provider of digital solutions for mid-market business travel and expense management. The facility will serve to finance the company's growth. This financing partially benefits from the support of the European Union and the European Investment Fund (EIF) under the InvestEU program.
