The trade finance or foreign trade activity accompanies people and businesses in their activity importing/exporting goods and services, mitigating the risks that exist in international commercial relations and simplifying the settlement of operations. The same commercial transaction can require different solutions over time, depending on the moment at which it takes place and the role of the parties involved (importer or exporter).

Slow recovery of commodity prices and weak economic activity have affected tax revenue. This has lead to adjustments in government spending in many Latin American economies. Therefore, despite some recovery in commodity prices over recent months, BBVA Research has lowered its growth outlook for the region to an expected contraction of -1.1% in 2016. In its Latin America Economic Outlook report on the second quarter, BBVA Research affirms that it does expect to see 1.7% growth in 2017.

The revolution brought about by e-commerce  keeps breaking barriers. Not only has it changed how people sell and buy in the cities, it has also completely changed the life of a lot of people, and even entire towns, in rural areas.

The world is undoubtedly changing. One of the sectors that is changing quickly is foreign trade. Staying up to date isn’t easy, but Jazmín Valdez and Montserrat Aponte [BBVA Paraguay] are determined to do it.

Spain’s corporate sector is the most endebted in Europe, and for most companies, banks have traditionally been the main source of funding.  For many this continues to be the case – particularly as in the current cero interest rate environment banks have become more competitive and less expensive. However, for those corporates looking to diversify their funding sources, or in search of longer tenors, a high yield bond issuance may be a good alternative.

The head of Country Networks at BBVA, Vicente Rodero, underscored the bank’s excellent position to face the challenges European and Spanish banks have before them.

“Our geographic diversity, universal, customer-centric banking model, our focus on risk management and the development of new digital functionalities are key elements of our strategy. We aim to lead the transformation of banks in all the regions where we have a presence,” Vicente Rodero explained at an event organized by APD (Asociación para el Progreso de la Dirección) this morning in Bilbao.

In the Ezpeleta Este neighborhood, a mile or so from downtown Buenos Aires, Alejandro Pérez [BBVA Francés, Argentina] walks the streets to the sound of tango music. Making it here wasn’t easy.

BBVA is taking a step further in integrating people with Down syndrome through the internship agreements of its Territorial Divisions with several industry associations. These initiatives allow those selected to be able to gain the experience they need to find a job and improve their skills.

Shopping Quizzes is an engine that instead of being based on guesswork asks customers to complete a simple questionnaire. This adapts the results more closely to their preferences and, therefore, a higher conversion rate is obtained.