Because of the growing size and importance of the service sector, both in number of employees and in terms of economic significance, services need to be designed with attention to detail to offer greater competition and continue to attract more customers.

Its journey through accelerators, mutual funds, startup competitions –like BBVA Open Talent 2014, where it was the project that received the most votes– is one example of the development that Mexican startups have to go through to successfully complete an innovative process, in this case in the education sector.

It is essential for all entrepreneurs at some point to receive a leg up that can help them take their project to the next level, and enable a good idea to be developed into a real business, product or sustainable service. This is a selection of organizations, networks and associations that might be worth calling on for anyone looking to enter the major leagues of entrepreneurship and innovation in Colombia.

Such employees are ambitious and creative, and represent the drivers of ideas at companies. Senior executives are beginning to encourage such workers, who are playing increasingly important roles at their companies.

This young entrepreneur is in no doubt –his country has been essential in his career as an entrepreneur. That's why now, as Innovator of the Year in Colombia, his advice is never to stop trying, which can only be done by engaging in something that satisfies you. This is the portrait of this young Innovator under 35, winner of the MIT award supported by BBVA.

A study by the consultancy firm GFT has revealed that users are the backbone of the new upcoming era of digital banking changes, the so-called customer-centric strategy. A survey with a discrete sample (120 people in decision-making positions in companies in the industry) that, nevertheless, gives symptomatic results of the status quo of banking digitization in Europe and South America.