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Innovation

Innovation

This entrepreneur spotted a business opportunity when he created a shared workspace in Mexico City to serve as a meeting point for various actors in the entrepreneurial ecosystem. This was a market niche which according to David Peña was not being exploited in the country, even though all the elements were there to do so. Three years ago, this prompted the birth of Centraal. David Peña is one of the 33 leading innovators in Mexico.

The classic stories about small ideas born in garages that soon become technology giants have led companies of all sizes to think about the best way to innovate and develop new working methods. A startup is a young company that develops in an ecosystem of uncertainty and therefore needs to be able to make changes in its projects swiftly.

apis resource

Recently, APIs have become heart and soul some of the most ambitious projects and one of the most topical themes among technology experts. Most of these experts agree that APIs will revolutionize the Internet, but for the layman these three letters form yet another one of the many acronyms we stumble upon on a daily basis. Jose Manuel de la Chica, from New Digital Business- Engineering at BBVA, explains the four keys to understand what APIs are all about.

2015 was arguably the year of financial technology - digital ways of delivering financial services offering a faster, more convenient and more useful experience to customers by combining platforms, channels and technology. Terms such as Unicorn, Blockchain, APIs and Accelerators became part of everyday conversation, companies such as TransferWise in the UK and OnDeck in the US began to eat into mainstream markets such as remittances and lending and capital rushed to embrace the investment opportunity offered by start-ups attempting digital disruption of financial services. For example, the UK, according to figures from London and Partners, had attracted $554 million of fintech investment by September 2015, compared to $487 million for the whole of 2014.