Beyond the myth or legend, companies are in the midst of digital transformation. And not only to survive, but also to compete. Through 3 examples and 2 institutions, the new challenges of these 4.0 industries are analysed.

Is blockchain really the philosopher's stone that will transform the fintech world? In order to answer this question, financial sector experts met in the last edition of Revolution Banking 2016  This article outlines the key lessons of the discussion that took place and which can help to better understand why blockchain technology is in vogue and its role in the future.

France is the Eurozone country that has seen the fewest branch closures, at just 3% between 2010 and 2014. Nonetheless, the industry is well aware that young people rarely set foot in branches. Now they are out to win them over.

Over the last four years, BBVA has implemented a global methodology based on customer recommendations called IReNe (Net Recommendation Index).

The Spring IIF event always brings together a collection of the highest-profile figures in financial services and cutting edge topics, and this year in Madrid has been no exception. With panels on ‘regtech’ and alternative lending, as well as the views of BBVA’s Chairman Francisco González and Executive Chairman of Santander Ana Botín, the event is very much the contemporary face of finance. For fans of distributed ledger technology, there was  one highly anticipated panel - ‘Banking and Blockchain’ . Boasting a panel featuring some of Blockchain’s biggest names - Digital Asset Holdings’ Blythe Masters, UBS’s Axel Lehmann and BBVA’s Teppo Paavola, it was a packed conference room for a session on the potential of Blockchain in the banking industry . BBVA was lucky enough to sneak in at the back, and as the panel progressed, picked out the following points:

Startups, regulators and representatives of the world’s largest banks came together Monday at BBVA’s Innovation Center to participate in the first Regtech Innovation Lab, organized by the Institute of International Finance (IIF) and BBVA in Madrid.