Technology is changing the way we make our payments, with new applications for carrying out transfers or payments, which require nothing more than a smartphone.

If you ask scientists in the field of artificial intelligence when they expect fiction to become reality and robots’ intelligence to exceed that of humans, they would likely say it’s right around the corner, sometime between 2030 and 2050.

BBVA and Google today announced the launch of Android Pay in Spain. This payment system will allow BBVA customers to use their Visa and MasterCard cards, in order to pay with their mobile phones. Android Pay will be operational in the more than one million businesses in Spain with contactless technology. BBVA is the first bank to give its customers the possibility of paying with Android Pay in Spain.

Machines are getting smarter: trading trillions of dollars in stocks around the world, driving cars, performing surgical operations (570,000 last year), managing and running entire hotels, making cocktails on cruise ships in the Caribbean… truly, we are living in the age of the machine.

Blockchain has allowed the creation of a new business concept with automated management, in which benefits are distributed in a systematized manner among partners, who don’t even have to know each other.  Cristina Carrascosa reveals the advantages of the Decentralized Autonomous Organization in this new installment of #RevolucionBlockchain.

“You can’t choose something if you are not aware that it exists.” With this simple and resounding phrase, Angela Paloma Martín, a political advisor and expert on women's leadership and gender communication, referred to the lack of women in STEM (Science, Technology, Engineering, Mathematics) jobs during the presentation of the study Wanted: Female engineers, physicists and technologists. Why are not there more STEM women?

Computers already know how to paint, write poetry, compose music and come up with jokes without assistance. They aren’t able to break molds like the great masters, but machines can be creative, explains Ramón López de Mántaras in the book The Next Step. Exponential Life, which can be download for free on the website of BBVA’s OpenMind project.

BBVA Research places Spain at 30th in the digitization ranking of 100 countries, an intermediate position behind nations such as Germany or France, but ahead of other southern European countries like Italy or Portugal. However, Spain “is much better prepared for the Fourth Industrial Revolution than it was for the previous ones,” says Rafael Doménech, head of Macroeconomic Analysis at BBVA Research.

Spain’s capital will for the first time host the Service Design Global Conference (SDGC17), the leading event in service design.

A hyperconnected generation, with new habits of consumption of products and services, that approaches the technology in a different way.  They are the millennials.  The relationship of these new consumers with banks is morphing towards a new model, but, what are their financial habits?