How Will Banks Serve SMEs in the Future?

  For many years, small and mid-size enterprises (SMEs) have occupied a gray area for financial services companies: difficult to serve at scale, with lower profitability than their corporate and

‘Machine learning’ for fraud detection: one of the BBVA New Digital Businesses’s collaborations with the startup ecosystem

  The Research and Development (R&D) unit is collaborating with some of BBVA’s New Digital Businesses (NDB) portfolio companies, such as the Mexican startup Openpay, in research and implementation of

Holvi Streamlines Customer Support for Freelancers and Small Businesses Using Its New Chat Function

“Time is money,” the old saying goes, and nowhere is that sentiment more keenly felt than in the world of freelancers and small businesses . Business owners juggle financial matters

Holvi puts its money where its customers are by hiring freelance creatives for its first out-of-home ad campaign

The stakes were high for Holvi’s latest advertising campaign: The BBVA New Digital Businesses portfolio company has made a major move to launch payment accounts with localized IBANs for its

BBVA Group Executive Chairman Pays a Visit to Holvi’s Helsinki Hub

  On June 26, the Holvi team welcomed BBVA Group Executive Chairman Carlos Torres Vila for a quick visit to their headquarters. Torres Vila was welcomed to Helsinki by Holvi

Micro-entrepreneurs – the growth engine of Europe, powered by Holvi

  Micro-enterprises, though small in size, have come to be known as the growth engine of Europe, forming a significant share of our entrepreneurial landscape. According to OECD statistics (2016),

Holvi tests new packaging and pricing and doubles account growth. What did they learn?

  Holvi, founded in 2011 and acquired by BBVA in 2016, offers a branchless subscription-based service model that provides entrepreneurs and SMEs a range of business services through its online

Should banks become fintechs?

  I was invited to speak on a panel at Paris Fintech Forum in January. The panel I attended was titled “Should Banks Become FinTechs?” The other panelists were mostly