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Fintech

Fintech

When the subject of blockchain is addressed, it is usually to hail it as a technology that will overhaul entire industries. "It is a revolution because blockchains can record identities, financial transactions and all kinds of legal operations", says tech guru Chris Skinner. Nonetheless, the technology and its applications are still subject to study, and remain in a very nascent stage, particularly in the banking sector where regulators are charged with coordinating and guaranteeing industry stability.

Spain’s small and medium sized enterprises still have a long way ahead to adapt to the digital economy.  The good news is that, in general, it is easier for them to tackle the huge cultural shift that digitization brings than for larger businesses.

Blockchain technology is presented as a veritable revolution, which is going to have an impact comparable to the Internet. Alicia Pertusa, head of Digital Transformation in Investment Banking for BBVA and Carlos Kuchkovsky, CTO of New Digital Business for BBVA, discuss in this conversation the point at which this technology is at, its advantages and the barriers that still have to be overcome.

One of the jewels in BBVA Compass’ mobile crown just got a little brighter.

BBVA Wallet, the digital wallet alternative that gives clients a convenient way to monitor and safeguard their BBVA Compass credit and debit cards, recently surpassed 200,000 downloads in the U.S. It passed the milestone just a year and a half after its U.S. launch and well ahead of schedule, demonstrating the hunger among consumers for convenient solutions that give them greater control over their finances.

Echoing Bill Gates’ prediction about the internet, Satya Nadella says AI will revolutionise technology. Microsoft’s ability to capitalise may hinge on the success of his three-year effort to reboot its culture. By Richard Waters

Microsoft is about to face its next big disruption. The world’s biggest software company has come up against a series of threats over the past two decades. The internet, smartphones and cloud computing each represented big opportunities for the tech industry - while also eroding the power of the company whose PC software monopoly once made it the industry’s most feared competitor.