BBVA once again attended the ‘Digital Assets’ Forum organized by El Confidencial. For the eighth time, the event brought together the Spanish crypto ecosystem, which is starting to move beyond the experimentation phase and roll out real services following the entry into force of MiCA. In this context, BBVA has established itself as an experienced player, as it was the first traditional European bank to offer a cryptoasset service in Switzerland in 2021, and the first to offer it in Spain. Alfonso Gómez, CEO of BBVA Switzerland, stressed the financial sector’s responsibility in supporting the consolidation of digital assets and the importance of offering customers safe, reliable solutions.

The BBVA Board of Directors has agreed to improve the offer to Banco Sabadell shareholders by 10 percent¹. In addition, the consideration will now be entirely in shares, so shareholders with capital gains would not be subject to taxation in Spain, if acceptance exceeds 50 percent of Banco Sabadell’s voting rights, as the transaction would qualify as tax neutral in that case. The Board of Directors has also agreed to waive both the possibility of making further improvements to the consideration and of extending the acceptance period.

Climate Week NYC returns September 21-28, 2025, for its 17th edition. Operating under the banner "Power On," the event will host more than 900 activities and deliver an unequivocal message: the time has come to deploy solutions at scale. As COP30 in Brazil approaches, governments, businesses, and civil society will gather to transform promises into concrete action.

BBVA has launched a new service that enables financial institutions outside Europe to send payments to Spain in just seconds, at any time of day and on any day of the year. The service significantly enhances efficiency for sending banks while allowing recipients to access funds instantly, helping corporates optimize treasury management and offering retail customers a seamless experience.

The rating agency Standard & Poor’s (S&P) has upgraded BBVA’s  rating by one notch, from A to A+, matching Spain’s sovereign rating, with a stable outlook. “BBVA continues to deliver solid risk-adjusted returns and it is our view that BBVA’s  financial strength is now  in line with that of larger and more diversified European and global  peers,” S&P noted.

BBVA’s Turkish franchise has partnered with Ivy Decarb Marketplace to help textile manufacturers cut carbon emissions. The bank will finance companies through the platform as they shift to cleaner production methods.

The investor roadshow is a cornerstone in the bond issuance process. It serves three fundamental purposes: gauging market sentiment, defining the pricing range, and securing the success of the transaction through meticulous preparation and a strategic approach. BBVA CIB organises these meetings in Europe’s leading financial hubs, with a focus on credibility, transparency, deep market insight, and flexibility, reaffirming its commitment to being the partner of choice for companies and to accompanying them throughout their growth journey.

In June, the European Commission rolled out a long‑awaited package to simplify the EU securitization framework, revive the market and safeguard financial stability. The proposal marks the first legislative step under the Savings and Investment Union (SIU) strategy, which seeks to channel European savings into capital‑market investment, giving retail savers better returns and firms new sources of finance.

Artificial intelligence is neither good nor bad in itself, but, as with any tool, it all depends on how you use it. In fact, in cybersecurity it has a dual role: while security teams use its capabilities to bolster defenses, cybercriminals use it to hone their attacks.

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BBVA's CEO spoke on Tuesday at the 2025 Barclays Annual Global Financials Conference in New York.  In his speech, Onur Genç reminded attendees that for Banco Sabadell shareholders, the integration with BBVA will mean a 25 percent¹ increase in earnings per share after the merger. Genç emphasized that the offer is highly attractive for Sabadell shareholders: it represents the highest valuation for Sabadell in more than a decade; the initial premium is well above other recent banking-sector tender offers in Europe; and the value of the offer has increased by 43 percent since merger discussions were disclosed, driven by the strong performance of BBVA's share price.

Spain’s National Securities Market Commission (CNMV) has approved BBVA’s offer prospectus for the integration with Banco Sabadell. The period for Banco Sabadell shareholders to accept or decline the offer presented by BBVA will begin on September 8, 2025. Shareholders who accept the offer will receive one new BBVA share and €0.70 in cash for every 5.5483 Banco Sabadell shares they tender.¹ BBVA will cover the costs associated with the exchange for all shareholders who accept the offer through BBVA branches or via the telephone number +34 800 080 032.

“The ‘First Movers Coalition’ will help foster investment in cleantech for industrial decarbonization,” said John Rutherford, the Head of Institutional Relations at BBVA, who attended the event where the Spanish government joined this World Economic Forum (WEF) alliance.

The Spanish National Securities Market Commission (CNMV) has approved the transaction of BBVA and Banco Sabadell. The take-up period is scheduled to begin on Monday, September 8, 2025 for Banco Sabadell shareholders to accept BBVA’s proposal. It is a very attractive offer, whose current equivalent value represents Banco Sabadell’s best valuation in more than a decade, while incorporating a premium clearly higher than that of recent similar transactions in Europe. As this is a share offer, its attractiveness also stems from BBVA’s current valuation and its upside potential. Following the merger, Banco Sabadell shareholders are set to obtain earnings per share 25¹ percent higher than they would with a standalone Banco Sabadell. “The union of two highly complementary banks at their best moment has an undeniable logic, and is beneficial for shareholders, customers and employees of both entities, and society as a whole. We invite Banco Sabadell shareholders to join this integration project with BBVA, the best possible partner, and a European leader in growth and profitability. Now is the time,” BBVA Chair Carlos Torres Vila said.

Garanti BBVA Crypto has eliminated commissions and fees on crypto trading in TRY pairs. The move is part of its aim to offer investors a user-friendly crypto experience.

BBVA and SAP Spain have forged a strategic alliance whereby the bank will integrate the SAP Multibank Connectivity solution to enhance its corporate banking service offering and attract new business clients. The solution will enable BBVA to transform and optimize how financial transactions are carried out for corporate and business banking clients, making the whole process more efficient and agile.

Garanti BBVA Crypto is now offering trading and transfers in Tether (USDT), allowing users to do business with the popular dollar-pegged stablecoin via the Ethereum network and trade USDT pairs.

Garanti BBVA has entered a new era in asset management in Türkiye by migrating its crypto asset portfolios to its app, Garanti BBVA Mobile. Garanti BBVA Crypto users can now easily view their crypto assets, along with price information in real time, gains and losses, and watchlists directly from the ‘Investments’ menu in the bank’s mobile app.

BBVA firmly believes in the role of hydrogen in the energy transition and the business opportunity it represents. To this end, it considers advice and financing essential for rolling out projects based on this clean technology. “We see a real appetite from the financial sector to invest in hydrogen assets,” said Dorian de Kermadec, Managing Director Low Carbon Advisory at BBVA, in an interview with bbva.com.

Decarbonization and the energy transition have become global priorities. In this transformative landscape, BBVA plays a key role in helping enterprises evolve toward more sustainable business models.

Garanti BBVA Technology has won the ‘Best Financial Institution Innovation’ award at the Datos Impact Awards for its Mule Account Fraud Score Model, a solution designed to prevent fraud in banking transactions.

Garanti BBVA, in partnership with Eureko Sigorta, has just launched Cell Phone Screen Protection Insurance. Available through Garanti BBVA Mobile, the new insurance solution offers customers an easy way to protect one of their most essential everyday devices.

MiCA, the EU Markets in Crypto-Assets Regulation, has been fully in force for just over six months. This milestone also marks the first complete year for its stablecoin rules. The law’s passage was hard‑won, and its rollout has been steady but measured.

“Simplification” dominates today’s European financial‑regulation debate. The new Commission has turned it into a slogan, pledging to strip away layers of complexity, align the regime with the cleaner approaches of other regions, and make the framework easier to navigate.  At present Europe resembles a car covered by multiple insurers, each tacking on new clauses over time. The result is a patchwork in which it is unclear what is actually covered or how policyholders are meant to use their coverage. It simply doesn’t work.

BBVA has taken a significant step forward in its data-driven transformation strategy with the successful implementation of ADA, its global data platform, in Mexico and Colombia. This strategic advance seeks to improve and accelerate the bank's ability to offer personalized and relevant products and services to its customers. The cloud-based data platform, built on Amazon Web Services (AWS) technologies, enables the centralized consolidation of analytical processes, ensures real-time access to data, and scales the use of artificial intelligence.

During the global launch of its new language model, OpenAI identified BBVA as one of the first institutions to adopt this technology in the financial sector. The bank has been testing the system in strategic tasks as part of its commitment to exploring the potential of generative artificial intelligence to enhance organizational processes and drive team innovation.

BBVA has reached a milestone in its commitment to artificial intelligence, surpassing 1,000 data scientists on staff. To further enhance this talent, the bank offers them a professional development model that allows these professionals to advance in their careers without giving up their specialization. In this innovative approach, technical expertise is placed on equal footing with team management as a path for professional growth, allowing them to remain involved in AI development as they advance in their careers.