Say you go into a hair salon and want to pay your stylist a tip, but you don’t have any cash on hand. Instead, you use your credit card and pencil in a tip amount. Given the fees merchants have to pay for the ability to accept debit or credit card payments, perhaps you’ve asked yourself how much of the tip will actually make it to the stylist. Will the merchant take a cut of it in order to help pay those fees?

The EBA recently completed its latest monitoring exercise to assess EU Banks’ capital, leverage, and liquidity ratios assuming full implementation of the CRD IV-CRR/Basel III framework.  Overall, the results show that, between June and December of 2016, there was an improvement in both CET1 capital and liquidity ratios.

BBVA has acted as Green Loan Coordinator of a €176 million green loan granted to Sociedade Concesionaria Novo Hospital de Vigo S.A., the concessionaire responsible for non-hospital services at the instititution, which has been renamed Hospital Álvaro Cunqueiro. Servizo Galego de Saúde, Galicia’s healthcare service, awarded the 25-year construction and operation to the concessionaire, a consortium formed by Acciona, Grupo Puentes, Veolia España and Concesia.

For months, European authorities have been mulling over a crucial issue for the health of the financial sector: reducing the stock of non-performing assets that have been piling up in banks’ balance sheets during the years of financial crisis.  The creation of a bad European bank is one of the alternatives that are being considered to solve the problem.

One of the topics of debate in the European Union’s Payment Services Directive 2, better known as PSD2, is how to articulate the access to customer data by third parties. The European Banking Authority (EBA) has said it is in favor of access through Application Program Interfaces (APIs), which it regards as being more secure in protecting customer data. That position differs from the one taken to date by the European Commission.

As Houston, surrounding areas and the state of Texas turn their efforts to the rebuilding phase in the aftermath of Hurricane Harvey, so do small businesses to ensure their operations continue to serve clients and communities.