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Innovation

Innovation

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This year, more than 1200 startups more than 75 countries from around the world have participated in the contest. Most notably we have received submissions from countries such as Turkey, Austria, United Kingdom, Switzerland, Singapore, Peru, Indonesia or Costa Rica.

BBVA is rolling out, in partnership with BBVA Data & Analytics, a new service for merchants, inaugurating a new way of banking: Commerce360, a web tool that turns anonymized and aggregate data from purchases paid for by customers with a BBVA card in a physical POS terminal into useful data for business customers. Through this application, merchants will be able to access a set of statistical indicators, describing the economic activity of both their businesses, their customers and the area in which they operates. This information will allow them to design plans intended to drive their businesses’ and marketing strategies’ profitability.

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New US legislation eases the law applicable to unmanned aircraft, although questions of the security and privacy of commercial operations that use drones to deliver products remain up in the air.

Big data - a term that may sound a bit ominous and which many have used for years without properly explaining it - has many more practical applications than one could imagine. Maybe it is just because it sounds a bit like big brother, but unlike it, big data applications are being developed with more than positive purposes in a broad range of fields of activity. In this article we discuss some of them, offering some examples of how society can benefit by analyzing the enormous amount of data we generate every day.

The digital consumer is not aware that he/she is any different to the traditional consumer. Along these lines, Brian Solis, leading analyst at Altimeter Group, analyzes how a company should change its strategy and place the customer at the center of its business.

The U.K. has been working on an open standard for its financial system for nearly a year. This initiative aims to protect customers and give them more options, create greater competition while encouraging innovation in banks. Other European countries are closely following the project because the creation of a standard would significantly contribute to accelerating the implementation of EU rules on data and banking.

Paykey, an groundbreaking system that allows making safe payments through the main social networks using a special keypad that has to be downloaded in the smartphone, is the winner of the Special Wired Money Award, a prize awarded by BBVA Open Talent, BBVA’s fintech entrepreneurship support program.