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Fintech

Fintech

Global Trends Open Talent

BBVA has crowned DOV-E as its winner in the BBVA Open Talent Global Trends fintech competition, winning €30,000 and a spot at the BBVA Open Summit and Immersion Week in October at the BBVA Group headquarters in Madrid.

DOV-E, based in Israel, provides wireless connectivity using audio technology between any consumer’s mobile device and any merchant platform. It won the award after beating strong competition from hundreds of other entries from across the world.

The European Banking Authority (EBA) is fully immersed in analyzing regulation of financial technology – better known as fintech. In the spring of 2017, the EBA began its first attempt to create a map of fintech and its regulation. The results were published in this document. The EBA found that there are more than 1,500 fintech companies in the European Union. They have detailed information about 282 of these, and 31% are not subject to any sort of regulation.

For some time now, fintech has been a buzzword in the financial industries of the United States and Asia. However, Europe has only begun to realize its importance. Are the digital initiatives in the European Union and the fintech companies up to the challenges of the new environment? That question was addressed by the experts on a panel at the Eurofi Financial Forum 2017 held recently in Tallin, capital of Estonia, which holds the currently holds the EU presidency.

Twitter-redes-sociales-social-media-BBVA

For months now, 'blockchain' has been a core topic of interest for online media outlets and social networks, sparking endless debates. This list of eleven Twitter accounts offering high-quality blockchain-related content will help you wade through the clutter.

BBVA’s ‘BBVA Bconomy’ is a new function included in the BBVA app and website that allows customers to know the state of their financial health and provides made-to-measure plans to improve it. The tool measures the evolution of income and expenses, the level of savings and spending on housing and debt levels to arrive at an average rating of the customer’s financial health. A reading of over 50% indicates an acceptable level of financial health, although measures on the savings front might be required to improve it. Besides diagnosing the state of their financial health, ‘BBVA Bconomy’ also assists customers with personalized recommendations and tools according to their situation. BBVA is the first bank in Spain to offer such financial analysis to its customers.