It´s still too early to measure the implications of the so-called Fourth Industrial Revolution. The fusion of technologies has begun to erase the lines dividing the physical, digital and biological worlds. Elena Alfaro of BBVA explains how the success of digital companies is based on how they use data to create and improve services.
Blockchain has the potential to transform the way business is conducted, whether in transactions between private individuals or relations between government agencies and citizens. With this column about e-commerce, Adolfo Contreras Ruiz de Alda, co-author of Blockchain: the Industrial Revolution of Internet, begins a series of articles that will describe the impact of the new decentralized technologies on different areas and activities.
BBVA and the startup Das-Nano today announced they have formed Veridas, a new technology company specializing in biometrics that will develop client identification and authentication systems that will be safer and easier to use.
BBVA’s José Manuel González-Páramo believes that “Europe should promote a solid digital road map” because it has fallen behind, given the hegemony of the U.S. and China, he indicated this morning in an event organized in Madrid by the ESYS Foundation.
Analyzing someone’s solvency based on what they do on social networks is already boosting access to credit in emerging economies. In developed countries, it helps financial institutions better determine to whom they lend money.
The British fintech firm, Bud, was one of the companies the Financial Conduct Authority (FCA) invited to participate in the first ‘regulatory sandbox’. Jamie Campbell shared his experience in the regulation seminar organized by BBVA Bancomer and the Inter-American Development Bank (IDB).
Funding is one of the biggest challenges that entrepreneurs face when launching their own company. And getting it is not easy. But now, Trust·u, a new SME-oriented financing model, aims to help recently created companies overcome this hurdle by offering loans to startups that are able to convince relatives and friends to support them.