Part of the lure of a good credit card rewards program is the possibility of significant bonuses for the money you spend. So, why do so many points go unredeemed?

BBVA has signed a $400-million-dollar green loan with Iberdrola, the first green corporate loan to be formalized in Latin America. This reasserts BBVA’s commitment to sustainable financing by supporting the development and implementation of financial products in the green format.

Onur Genç was named CEO of BBVA Compass and U.S. country manager for BBVA Group in January 2017. He also is responsible for BBVA operations in New York and the BBVA Bancomer Houston Agency.

After the recent ratings upgrades announced by S&P, and DBRS, rating agency Moody’s has changed the outlook on its long-term rating for BBVA (Baa1) to positive from stable. In its press release, Moody’s said it favorably views the bank’s capacity to issue bail-in-able debt in order to meet MREL requirements.

Jorge Sáenz-Azcúnaga (born in Bilbao, 23 March 1970) is Head of Country Monitoring at BBVA. He earned his BS in Business Administration from the Universidad Comercial de Deusto (Spain) and holds a PDG from the IESE Business School (Spain).

Javier Rodriguez Soler is a seasoned M&A and Corporate Development Executive, with 23 years’ experience, 12 of them in two of Spain's top tier International companies.

The General Data Protection Regulation is a new EU-wide law that will strengthen the data and privacy rights of EU citizens once it becomes effective on May 25, 2018.  As a novelty, the GDPR introduces the right to portability of personal data, which will allow a customer to share the personal data which he/she has provided to a company with other companies with which he/she engages.

José Luis de los Santos Tejero (born in Almadén on 27/11/1956) is the Chief Audit Executive for BBVA Group.

Ten years after the crisis broke, has financial stability improved? In the opinion of  Ricardo Gómez Barredo, Head of Accounting & Supervisors at BBVA, “clearly, we have come a long way,” but adds “regulation will have to continue to adapt itself to the new demands to ensure a level playing field for everyone”.