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BBVA Labs

BBVA Labs

In recent years, Europe has been busy developing one of the world’s most ambitious digital regulatory frameworks, covering matters such as data protection and sharing, artificial intelligence (AI), and operational resilience. The result is a robust framework, but also one that is complex and, at times, fragmented. However, since 2023—with the rise in popularity of tools such as ChatGPT—and amid heightened geopolitical tensions, there has been mounting criticism of an approach that is sometimes seen as overly regulatory and as one of the causes of the EU’s technological gap relative to other regions.

The BBVA Bot Talent competition, through which the bank promotes AI adoption across the organization, received 315 proposals from over 1,200 employees in its second edition. The six finalists presented solutions ranging from risk analysis and customer extortion detection to the translation of financial content into indigenous languages and meeting optimization. The winning project, PresentAltor, automates corporate content creation in seconds, helping to reduce manual tasks and enhance team efficiency.

The energy transition, digitalisation, sector consolidation and the rollout of new infrastructure are reshaping investment decisions in Europe. In Spain, BBVA CIB has delivered two consecutive years of double-digit growth and has supported transactions and investments of close to €20 billion. José Ramón Vizmanos, Head of BBVA CIB in Spain, explains why this new phase requires more capital, greater financial sophistication and a long-term strategic vision.

The BBVA Foundation presented its Frontiers of Knowledge Award in the Climate Change and Environmental Sciences category to Carl Wunsch (Massachusetts Institute of Technology) for his foundational contributions to studies that revealed the impact of global warming on the world’s oceans. The awardee researcher “had the early insight that the ocean plays a central role in regulating Earth’s climate,” the committee noted.

Citizens, companies, city councils and institutions from all over the world will turn off the lights this Saturday, March 28 for Earth Hour to fight against climate change and the loss of biodiversity. BBVA participates for yet another year in this initiative organized by the World Wildlife Fund, turning off a hundred headquarters, corporate buildings and branches spread throughout all the countries where the bank is present.

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Giulia Enders is a German doctor and author who is well known for explaining how the gut works and how it affects our overall health. She helps people understand topics like digestion, gut bacteria, and the connection between the gut and the brain.

Water is one of the four key areas in BBVA’s natural capital management. For the first time, the bank has published a comprehensive calculation of its water footprint. This measurement is based on 2024 data, showing a total water footprint for the Group of 8.6 million m3 equivalent, derived from direct and indirect activities and its environmental impact.

Responsible AI is not only a matter of rules or governance. It is also a technical challenge. That was one of the main messages from Clara Higuera, BBVA’s Responsible AI Lead, at QCon London, a leading international conference for engineers, software architects, and technology leaders. Her talk focused on how to turn concepts such as fairness, transparency, and security into methods, metrics, and controls that can be applied throughout the AI development lifecycle.

BBVA held its Annual General Meeting (AGM) this Friday in Bilbao, where Chair Carlos Torres Vila underscored that the bank is “better prepared for the future than ever,” despite an uncertain and changing environment, marked by trade and geopolitical tensions. “At BBVA, we are facing this context with confidence to continue growing, supported by our geographical diversification, our unique combination of growth and profitability and a strategy clearly focused on innovation,” he added. Furthermore, he underlined that BBVA has leading franchises in its core markets, disciplined execution and the best team. “Looking to 2026 we expect to outperform our competitors while increasing profitability to levels of around 20 percent. We were pioneers in the digital transformation, with tremendous success, and once again, we are going to lead banking in the age of artificial intelligence,” the BBVA Chair said.

BBVA has played a key role as Coordinator Lead Arranger and Hedging Coordinator in the financing of Cape Phase I, developed by Fervo Energy, a pioneering project that marks a milestone in the commercial-scale deployment of next-generation geothermal energy in the United States. The transaction highlights BBVA’s capabilities in the energy sector and reinforces its strong and growing presence as one of the leading project finance institutions in the U.S. market.

The BBVA Foundation has awarded its Frontiers of Knowledge Award in Music and Opera to Unsuk Chin. The South Korean artist, who taught herself to play the piano and compose, has developed a “singular technique of great solidity” defined “by her refined command of sound and masterful ability to transform it into a play of illusions and metamorphoses, marking her out as one of the great innovators in contemporary music,” the award committee noted.

When the shareholders of a corporation hold an Annual General Meeting (AGM), they become constituted as one of the main governing bodies of that company. At the AGM, the shareholders make decisions on the matters placed under their exclusive authority by law in the jurisdiction where the company is established, or by the company’s own internal rules, known as "bylaws." BBVA will hold this year's AGM on March 20, 2028, in Bilbao, Spain.