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Financial education

27 Apr 2020

Maintaining financial health once the lockdown is over will be important for our savings goals and for having a financial cushion that makes it possible to handle any emergency, thus ensuring peace of mind with respect to financial matters. That’s why it’s a good idea to continue some of the habits that have become widespread during the lockdown, habits that have proven effective for saving money.

03 Apr 2020

Reducing inequality, one of the key points in the UN’s SDG agenda (SDG stands for Sustainable Development Goals), has become an even more pressing issue in the midst of the coronavirus crisis, which is deepening existing social divides across the globe. María José Roa, researcher, teacher, member of the INFE/OECD Research Committee and winner of the BBVA EduFin Grants 2019, analyzes the root causes and the impact of these inequalities and the role of financial education to reduce them in Latin America.

02 Apr 2020

The coronavirus crisis has lead to a situation of instability and uncertainty in the markets. For investors, it’s time to keep a cool head and consult reliable, updated sources of information. On the other hand, people who would like to learn to invest while at home these days, have many different kinds of quality educational resources just a click away.

19 Mar 2020

17 Mar 2020

17 Feb 2020

26 Dec 2019

The 7th Survey on the Saving Habits of the Spanish Population; prepared by Instituto BBVA de Pensiones-Mi Jubilación (BBVA Retirement Pensions Institute – My Retirement), focuses on the Spanish baby boomer generation. The survey offers very revealing insights into the perception that people born between 1957 and 1977 (aged 42 to 62) have about their financial standing regarding their retirement. Elisa Chuliá, a member of the Forum of Experts of the BBVA Retirement Institute has taken a deep look a the survey’s results to narrow down the financial traits that define this generation.

17 Dec 2019

11 Dec 2019

With the slogan “Time for Action”, the goal of the 2019 Madrid Climate Change Conference is for the countries to present their commitments and finalize the rules needed to implement the Paris Agreement in 2020. On an individual level, this conference is a good time to reflect on our own consumption habits and look at how to manage our personal finances in a sustainable, eco-friendly manner.

15 Nov 2019

It is common to think that saving is synonymous with not spending. But nothing could be further from the truth. Saving means spending better to make the most out of your money and, in addition, putting an amount aside to meet financial goals. The first step to achieve this is to draw up a family budget where all expenses are properly classified.

31 Oct 2019

World Savings Day celebrates a financial habit that should be learned from an early age to ensure better financial planning in the future. Young people aren't adults yet and don’t have the financial responsibilities of grownups. But, as kids become teenagers, they do have to start facing certain challenges, such as managing their monthly allowances to save a bit - or at least not overspend - or start using their first bank account.

10 Oct 2019

Financial education takes center stage throughout the year with activities to take place around the globe. During these sessions, prestigious subject matter experts will share their knowledge at conferences, workshops, and classes. The agenda of events represents an unparalleled opportunity to learn about the world of finance.

08 Oct 2019

26 Sep 2019

20 Sep 2019

Summer vacation is the best time to include some fun and educational activities on financial literacy in children’s games. This way, almost without realizing it, little ones can learn basic concepts like saving and consumption that will be very useful to them in the future.

03 Sep 2019

One would think that a good financial education, in and of itself, would be enough to properly plan for retirement. However, research conducted by the Mexican Association of Pension Fund Managers (AMAFORE) and supervised by Jean Paul Madrigal, reveals something more is needed. The BBVA Center for Education and Financial Capabilities awarded this retirement planning research project one of its inaugural BBVA EduFin Research Grants.

22 Aug 2019

A large percentage of the Spanish population is not familiar with some basic financial concepts that are essential for making investment or borrowing decisions. This was one of the key takeaways shared by Pablo Hernández de Cos, Governor of the Bank of Spain, during his presentation at EduFin Summit 2019, the yearly leading global financial education summit organized by the BBVA Center for Financial Education and Capability.

16 Jul 2019

BBVA city in Madrid has hosted the EduFin Summit 2019, the important world summit on financial education organized by the BBVA Center for Financial Education and Capability. Over 30 industry experts from 16 different countries attended this significant event, along with 250 attendees. Over two days, the participants have shared their knowledge and experience in digitalization and financial education as drivers to generate opportunities for everyone.

04 Jul 2019

Flore-Anne Messy, the Head of the Insurance, Private Pensions and Financial Markets Division at the Organization for Economic Cooperation and Development (OECD), views digitization as a source of opportunity and the best guide for financial institutions to design products that are increasingly customized and adapted to the needs of consumers and businesses. Messy is one of the most respected voices in the world for financial education. She will participate in the 2019 EduFin Summit, the financial education summit BBVA will hold in Madrid on July 11th and 12th.

02 Jul 2019

The generation born between 1981 and 1994, known as Millennials, is reaching maturity in an ever-changing and very complex world where new technologies set the pace with increasingly sophisticated financial products and services. Today young people are looking for new sources of financial education to ensure they plan their finances properly.

18 Jun 2019

13 May 2019

More than 265 million children are not enrolled in school;  22 percent are of elementary school age. Despite global advances made across a number of fields efforts addressing education need to be redoubled to ensure that no one is left behind. United Nations Sustainable Development Goal (SDG) 4 is summarized under the heading: "Ensure inclusive and equitable quality education and promote lifelong learning opportunities for all." BBVA is contributing to this SDG with important international social education programs.

07 May 2019

26 Apr 2019

There is no doubt that big data is transforming the financial industry, helping it overcome the challenges of today's society. Nonetheless, given the fact that one of its fundamental objectives is to obtain data — albeit to improve customer satisfaction —  it still causes some people to have misgivings because it is perceived as an intrusion of their privacy.

25 Apr 2019

29 Mar 2019

During March, millions of children and young people will learn how to manage their finances so they can take their economic well-being into their own hands and tap into better opportunities. How does it work? Through initiatives – activities and teaching materials – that have been kicked off for another year by campaigns promoted by Global Money Week (March 25-31) and European Money Week (March 25-29).

05 Mar 2019

23 Jan 2019

19 Dec 2018

Rolando Arellano Cueva is a renowned market expert specialising in developing countries, and is a member of the Advisory Board of the BBVA Centro para la Educación y Capacidades Financieras [Centre for Financial Resources and Education]. Throughout his lengthy career he has studied people’s natural tendency to constantly acquire goods, the consumer markets of Latin America, and the role that financial entities play in assisting with savings.

12 Dec 2018

Promising yourself to save and end up throwing in the towel is a common thing so a little nudge from time to time is no bad thing. According to the report ‘Nudges for Financial Health: Global Evidence for Improved Product Design’ of Innovations For Poverty Action (IPA), the commitment mechanisms that financial institutions put in place to help their customers are an effective solution for achieving savings once and for all and improving financial health.

05 Dec 2018

The European Investment Bank (EIB), together with the global data company YouGov, has published the first-of-its-kind citizens climate change survey revealing popular beliefs about climate change and its economic impact. The study, which involved 25,000 people in the European Union, the United States, and China, exposes the extent to which the general public is concerned about climate change and what it means to their bottomline.

31 Oct 2018

29 Oct 2018

16 Oct 2018

27 Jul 2018

19 Jul 2018

16 Jul 2018

18 Jun 2018

Having a good financial health means having both enough money to cover expenses and savings to face unexpected future events.  To know how to analyze it, the Center for Financial Services Innovation (CFSI) has identified, in a study published in the Center for Education and Financial Capabilities of BBVA, eight indicators that measure the state of people's financial health.

05 Apr 2018

14 Mar 2018

19 Feb 2018

07 Feb 2018

Diana Mejía, a senior specialist in productive and financial development at CAF-Development Bank of Latin America and member of BBVA EduFin Advisory Council, is an expert in measuring the financial capabilities of people in Latin America. The results obtained  in the last CAF financial education surveys found a gap between the financial products offered and the needs of the population, especially in terms of savings.

14 Dec 2017

Wim Mijs, CEO of the European Banking Federation and member of  Advisory Board for BBVA’s Center for Education and Financial Capability, has been working to promote financial education for many years now – first in the Netherlands and then throughout Europe. His efforts have been well received by the most important institutions in the finance industry and he’s building an ecosystem that breaks down barriers to foster knowledge.

23 Jun 2017

How peoples’ behavior affects the economy and how their conduct can be educated so they can aspire to a better present and future wellbeing. That was the central idea of the panel Behavioral economics and financial education, moderated by Jorge Sicilia, director of BBVA Research. The participants included Josh Wright, executive director of Ideas 42; Carlos Ramírez, chairman of the National Commission for Retirement Savings of Mexico and Hugo Ñopo, senior researcher at the Group for the Analysis of Development (GRADE).

16 Jun 2017

BBVA Executive Director José Manuel González-Páramo today closed the EduFin Summit in Mexico, which the bank organized. In his opinion, “we are at a key moment in the development of financial education”, due to the socioeconomic changes taking place, the growing complexity of financial products and the digital transformation of banking.

14 Jun 2017

13 Jun 2017

12 Jun 2017

24 May 2017

BBVA Global Executive Chairman Francisco González, together with Queen Maxima of the Netherlands and OECD Secretary General Ángel Gurría, presented the 2015 PISA Report on Financial Literacy. According to the conclusions of the study, Spain sits below the OECD average. BBVA’s Global Executive Chairman called for “everyone to join forces to make progress in an issue that is so significant to people’s well-being” like financial education.