Scammers adapt quickly to new trends, exploiting them to lure new victims. An example that has gained notoriety in recent weeks: web sites promoting fraudulent Fortnite offers. Fortnite is a popular video game and is being used by cybercriminals as an enticement to misappropriate user data.

To what extent does having a bank account while still a minor— without parental oversight or control of other guardians — influence one’s life? This is one of the principle questions answered by research conducted by Carly Urban of the University of Montana and selected by the BBVA Center for Financial Education and Capability during the first installment of the BBVA EduFin Research Grants.

World Savings Day celebrates a financial habit that should be learned from an early age to ensure better financial planning in the future. Young people aren’t adults yet and don’t have the financial responsibilities of grownups. But, as kids become teenagers, they do have to start facing certain challenges, such as managing their monthly allowances to save a bit – or at least not overspend – or start using their first bank account.

The generation born between 1981 and 1994, known as Millennials, is reaching maturity in an ever-changing and very complex world where new technologies set the pace with increasingly sophisticated financial products and services. Today young people are looking for new sources of financial education to ensure they plan their finances properly.

José Manuel González-Páramo, Executive Board Member and the Head of Global Economics, Regulation and Public Affairs at BBVA, attended a reception for the Carolina Foundation’s 2018-2019 scholarship recipients. There he explained the changes that could affect jobs in this age of constant digital transformation and stressed BBVA’s commitment to Latin America.

The market for influencers is in full expansion mode. This trend has proven to be an opportunity not only for the influencers themselves – or those who aspire to become one – but also for companies that see an opportunity to promote their products or services.

They were born with the dawn of this century, and many of them are the children of the first millennials. Generation Z is now beginning to impact payments, imposing their specific preferences.

Fair-trade coffee, quality guarantee, ecological tomatoes… consumers read the labels on the things they eat. But is there any way of checking that what they say is correct? In order to do so, you would need a register of the processes to which the product has been submitted, something blockchain can do.

Over 1,000 aspiring chefs and culinary students from around the world have submitted applications to take part in the scholarship program launched by BBVA in early January, in partnership with The World’s 50 Best Restaurants organization. The winner, who will be announced on April 18 and presented in Bilbao at the annual The World’s 50 Best Restaurants awards ceremony in June, will get the chance to complete a training program in restaurants Mugaritz, in San Sebastian, Spain, and Atelier Crenn, in San Francisco, California.

The Fourth Industrial Revolution is radically transforming the job market. And it’s raising the same doubts that the three previous revolutions did. One of the most broadly debated questions is: what will the job market of the future be like?

Whether it’s chatting, finding your soul mate or jotting down notes, there are few things that twentysomethings and younger people can’t do on a smartphone. With so many applications available for smartphones, which are the ones most preferred by millennials?

The World’s 50 Best Restaurants organisation and Banco Bilbao Vizcaya Argentaria (BBVA) have established the 50 Best BBVA Scholarship, which will provide unique opportunities for aspiring chefs from all around the world.

Sustainable Development is essential to achieving more peaceful and just societies and the United Nations counts on the private sector to help in this effort. The BBVA Microfinance Foundation (BBVAMF) has contributed its experience in the finance sector to the report entitled “Business and SDG 16: contributing to peaceful, just and inclusive societies,” drawn up by the Sustainable Development Goals Fund and the University of Pennsylvania.

The Bilbao headquarters of BBVA was one of the stops on a tour of Spain by future U.S. leaders. BBVA is the only Spanish financial institution involved in the “U.S. Young Leaders” program, which was launched in 2000 by Fundación Consejo España-Estados Unidos and the US-Spain Council.

The tenth month of the year is the most ‘summertumn’ of all. Check iWeather on a smartphone to see if it’s too cold to wakeboard. Use a laptop to find the best less-mainstream brunch spot in the Malasaña neighborhood. Having a hard time understanding? Maybe some millennial tips are needed to learn the slang.

The objective is not an easy one to achieve: making sure that the products that reach the market are the ones customers need and demand. The task is even more complicated if production must be speeded up, in order to reach the market before the competition. Tech companies were pioneers in facing this challenge; they did so by using agile methods, a way of working that has played a key role in the success of companies like Google and Spotify, and which BBVA has made a fundamental tool in accelerating its digital transformation.

BBVA is the Spanish bank with the greatest capacity to attract and retain talent, according to the results of the 12th edition of the Merco Talento study. The 2017 ranking, which is led by clothing retailer Inditex, lists the 100 best companies to work for in Spain.

BBVA’s Group Executive Chairman stressed the importance of mathematics as “the backbone of well-being in a global, technological society” at the BBVA Foundation and Royal Spanish Mathematical Society (RSME in Spanish) awards ceremony for the best young researchers.

BBVA Global Head of Talent and Culture Ricardo Forcano told the young people attending the jobs forum organized by the newspaper El País that the world in which we are going to live in the coming decades will be one of constant and rapid change, which will radically transform the labor market. The Head of Talent and Culture at BBVA recommended that young people seeking employment cultivate their curiosity, empathy and integrity.

Dreamers are individuals who were brought to the United States before the age of 16 and who don’t have lawful immigration status.  They’re pursuing the American dream. They came to the United States as children and many of them discovered as adolescents that they had entered the country without documents. They’re the “dreamers” – immigrants and, most of them children of immigrants who are trying to escape from their legal limbo.

Under 30, entrepreneurs and digital. This are the common traits that define the young Europeans chosen by Forbes magazine in its ’30 Under 30′ list. A mobile navigation aide for the visually impaired, a meal kit delivery platform, a t-shirt that allows users to peek inside the human body, a nightlife finder in London… Many tech-related projects that deserve special attention.  Here we take a look at a few of them.

Vacationing is easier with a smartphone at hand and a handful of essential apps for the beach, the mountain or the city. Whether to save on fuel, park in the shade or find the nearest public restroom, a millennial’s vacation wouldn’t be the same without a bit of digital help.

Age makes a difference – a big one – when it comes to downloading apps. Centennials prefer Snapchat, Instagram and Vine. Millennials like Tinder and Soundcloud. Generation X looks for apps to watch movies and for travel. And baby boomers? They prefer apps to monitor their health.

Financial literacy is an essential skill for life. That is why the low results obtained in general by 15-year-old students in the PISA Report on Financial Literacy are cause for concern. Given this situation, it appears a good idea to analyze the country that is in 1st place in the ranking: What is China doing that others aren’t?

A total of 87 entrepreneurs from five countries have been selected to participate in BBVA Momentum 2017, the most global edition of BBVA’s program of social entrepreneurship. The selection was made from among a total of more than 700 candidates from Spain, Mexico, the United States, Colombia and Turkey.

“I’m Coding the Future” coding and robotics workshops that Garanti Bank initiated in order to instill the culture of technology and creativity in kids, and to introduce them to the skills of the 21st century. Garanti welcomed about 200 children into the joyful and creative world of coding in the coding workshops it organized in 9 cities around all regions of Turkey.

BBVA Global Executive Chairman Francisco González, together with Queen Maxima of the Netherlands and OECD Secretary General Ángel Gurría, presented the 2015 PISA Report on Financial Literacy. According to the conclusions of the study, Spain sits below the OECD average. BBVA’s Global Executive Chairman called for “everyone to join forces to make progress in an issue that is so significant to people’s well-being” like financial education.

On May 24, the OECD will release the results of the PISA 2015 Financial Literacy Skills. The final data will determine whether the students that have taken this important test are able to solve basic financial problems, make informed decisions about day to day expenses or use a credit card.

It’s the test with a capital “T” in global education. In each edition, the results of the increasingly influential PISA report become a fundamental guide in educational matters for the participating countries.

We tend to configure our computers, our Smartphones, our social media and even our television. Digital adjustment allows us to adapt our devices and programs to our needs. But can we also configure ourselves?

The ‘millenials’ are defying all the stereotypes: they are more careful with their savings and more cautious with their finances than most people might think.  The latest studies show that young people between the ages of 18 and 35 are concerned about the future, in spite of the obstacles they face in the present.

Knowing how to manage money and financial tools is essential for the well-being of individuals and society as a whole. In response to this need, BBVA is offering financial education programs for people of all ages and backgrounds.

BBVA Momentum is not your typical business funding program, because it places a special emphasis on strategic mentoring, training and support. However, businesses enroll in the program for a number of reasons, including the possibility of being awarded a cash prize that will allow them increase their impact. For this reason, the new edition will continue providing access to investment, but with a different approach.

At BBVA Momentum, entrepreneurs go back to school, but this time in an innovative way that fits in their fast-paced lifestyle. Technology is the new edition’s biggest ally, allowing participants to refresh their knowledge, acquire new skills and interact with each other.

The key to have the best professional team requires attracting, training and retaining talent. Aware of this, BBVA Corporate & Investment Banking, BBVA’s wholesale banking area, is announcing the fifth edition of its Graduate Training Programme, aiming at recruiting and developing the best junior talent available.

Chicfy, a women’s second-hand clothing digital marketplace, is one of the most unlikely success stories of the sharing economy in Spain. Behind the startup’s rise to fame is the one of a kind personality of an entrepreneur, Nono Ruiz, who thinks differently about business.

BBVA Compass took part in many events in the run up to Sunday’s big game, but it was the kid-friendly one that shined brightest. On Feb. 2, BBVA Compass hosted the 13 Make-A-Wish children headed to the game and their families for a private dinner at BBVA Compass Stadium. In addition to the dinner, the children and their families toured the Houston Dynamo and Dash’s home and spent time with Houston Texans Linebacker Brian Cushing and Houston Dash Forward Kealia Ohai. Hosting the event underscored the bank’s efforts to give back and create special opportunities as part of the big game festivities.

From locating an unknown address to identifying the name of the song playing on the radio, apps can do almost anything. Although the app boom is over, users still download millions of them every day. This year, Snapchat was the most downloaded app in the Apple Store, according to Time magazine, followed by Messenger, Pokémon GO, Instagram and Facebook.

Encouraging concert goers to turn on their smartphones during performances, filling London pubs with the music of Handel’s arias and sharing the stage with a rock band, are just some of the ways that some large symphony orchestras are exploring to attract younger audiences to concert halls.

If there is something that unites the BBVA Paraguay team is its members’ passion for the brand. And no other color reflects that passion better than blue.

Generation Z will radically change work methods, team structures and companies in general. They are the real digital natives who grew up during the crisis and they know how to get by better than anyone.

How did the sharing economy become a phenomenon? The initial idea – communities that share resources to improve services and limit the environmental impact of their actions – has evolved and reemerged in recent years thanks to the success of startups such as Uber, Airbnb or Taskrabbit. We asked some experts to help us understand why.

Millenials have become the true engine of Latin America’s society. Not only in economic terms, but also in political and social aspects. They have witnessed the comeback of one of the most powerful regions in the world, and have been granted access to far greater technological resources than they would’ve ever imagined.

BBVA Compass brand ambassador and NBA All-Star Kevin Durant made a towering debut Sept. 9 at the IDEA Public Schools Austin’s Rundberg campus, where the bank and the Kevin Durant Charity Foundation have set out to give the school a $100,000 outdoor basketball court where students can learn some of life’s most lasting lessons.

A few days ago, Junior Achievement Europe and VISA published an interesting report on the financial skills and abilities young people should possess in today’s world, “a world of virtual currency and financial complexity”. Vienna University of Economics & Business collaborated in the study that interviewed 445 executives in 39 countries.

Understanding personal finance is essential to handle everyday life in a household. This means making informed financial decisions to manage the income and expenses of any family properly. Today is Financial Education Day, a fundamental issue to manage a household economy.

Having a close relationship with your employees, challenging them every day and creating a coworking-type workspace are some of the keys managers should bear in mind when managing a professional team formed by millennials.